How We Can HelpAAUD provides you with legal representation for dealing with these unsecured debts. We contact these creditors and notify them of our representation. We will explain that due to your financial situation, you are judgment proof with regards to your unsecured debts. Finally, we will instruct them to stop harassing you. Instead, your creditors must contact us. For a reasonable set up fee of $200.00 and a monthly retainer of only $20, you get representation from an experienced and responsible attorney.
AAUD lawyers will not represent clients in court, but if a client is sued, AAUD will notify the creditor/collection agency or its lawyers that the client is receiving no wages and all income is limited to unemployment benefits or worker’s compensation and are, therefore, exempt from garnishment. If a creditor/collection agency does obtain a default judgment against the client, we will help you with respect to the enforceability of that judgment.